Coaching | Total Wealth

Confessions of a (Former) Impulse Buyer

Kate Phillips — Tue, 03 Jun 2014 07:38:32 +0000

Over-shopping? Buying on impulse? When spending becomes a problem, simple changes of habits get us back on track. Here's my sort-of embarrassing story of how I learned this, and 7 tips to get and keep your spending under control!

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Are Things Getting Better or Worse?

Kate Phillips — Fri, 17 Feb 2012 09:41:40 +0000

Are things getting better or worse? Seattle life coach Kate Phillips examines the world around us and the world of perception within us.

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Are You a Financial Martyr?

Kate Phillips — Tue, 21 Sep 2010 07:49:25 +0000

A friend of mine, who happens to be a successful, self-employed business owner, was the victim of financial fraud. Not from a stranger, but from someone he knew very well. When his daughter suddenly requested more money for college expenses, he suggested a later time to discuss her request. However, his daughter’s mother – his ex-wife – had a more immediate solution to his daughter’s cash flow needs. After all, she knew her ex’s social security number and could imitate his signature. When my friend discovered what had happened, he did not lay down like a doormat as the ex had hoped. He took legal action. It was complicated (for everyone), embarrassing (for her), and frankly, the only self-respecting option he had. More than happy to discuss and provide for his childrens’ real needs, he was not about to be taken to the bank in such an underhanded way. He stood up for himself, and righted the wrong, removing the item from his financial record, and placing the responsibility with the person who had signed the fraudulent loan papers. Shortly after hearing this story, I met someone else, a middle-aged woman. She was exhausted, working three jobs. As I inquired about her circumstances, she revealed that she was paying off a number of credit cards – that she had not opened or authorized herself. Her own ex had hijacked her social security number and forged her signature, obtaining credit cards against her knowledge. She discovered the situation when angry creditors started calling. The cards were maxed out and late, and her credit was ruined. “Why are YOU paying them off!?” I asked incredulously. “You realize, that’s FRAUD!?” “I know, but I didn’t want to sue him or get lawyers involved,” she answered with a tired sigh. “But… but… you shouldn’t…

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Taxes and Tummy Aches

Kate Phillips — Tue, 04 May 2010 23:29:35 +0000

Ten Tips to Get Your Bookkeeping, Taxes, and Bill-Paying Done! A funny thing happened on the way to getting my taxes done… Some kind of “tummy bug” hit. Not that awful have-to-sit-on-the-toilet-with-a-bucket-in-your-lap flu that leaves you wondering what else your body could possibly purge, but a milder I-just-don’t-have-an-appetite-and-my-stomache-kinda-hurts thing. Now, with all the “work” I’ve done with my relationship with money, I’m pretty conscious about how my mind, body, emotions, and financial world fit together. Was I resisting doing my taxes? To be honest, it’s one of my least favorite things, though I’m not sure the tummy ache was related. (I actually was in a pretty good mood after I got into the swing of things…) I’ll admit, I relish exploring the more creative, emotional, right-brained aspects of money… from brainstorming business ideas to helping someone process through their “stories” about money, perhaps gaining big “aha’s” or even reframing how they relate to money. But I’m not an accountant type; I struggle with mundane record-keeping tasks, and I’m not the person to come to with your questions about Quickbooks! Having huge breakthroughs in my relationship with money — and developing many distinctions that help others to do the same — created a new world of possibilities for me, but it didn’t make me a bookkeeper! Still, the bills must be paid, the taxes must be filed. And if you’re like me (naturally resistant to mundane financial tasks), you might even find your mind and emotions working against you to accomplish these things. As they say, awareness is a perfect place to start…. but awareness itself doesn’t guarantee change or even progress. What’s needed is focused attention and energy. Changing our focus and energy around something can have profound effects. Law of Attraction coach Sandy Forster, an Australian single mom who went “from…

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Increase Your Good Luck and Attract More Green (Irish or Not!)

Kate Phillips — Wed, 17 Mar 2010 23:09:19 +0000

Why are some people so lucky? If you'd like to increase your luck with money this St. Patrick's Day (or any day), read this secret of millionaires. (It might not be what you think!)

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Change Your Thoughts, Change Your Fortune (a teleseminar)

Kate Phillips — Fri, 26 Feb 2010 10:21:03 +0000

What’s the real cause of financial stress and what can you do about it? Why don’t affirmations and the “Law of Attraction” always work? What are the two kinds of wealth, and why you only want ONE of them for a happy life? Join my new friend Robin Stephens and me for a teleclass on March 2nd and we’ll answer those questions and more! Robin has invited me to launch her next Healthy, Wealthy and Organized teleclass series on March 2nd. The class is free, but you can’t afford to miss it! Robin Stephens is a gifted life coach who works with (especially) women to help them increase wellness and energy create motivation achieve balance conquer their clutter and stress. (How awesome is that!?) Now Robin is helping even more busy women professionals and business owners achieve more inspired, balanced, and organized lives through her classes and products. (See www.healthywealthyandorganized.com) And that includes… this teleseminar! Here’s what’s happening: “Change Your Thoughts, Change Your Fortune Teleclass” Hosted by: Robin Stephens with Guest Expert Kate Phillips Date: March 2, 2010 Time: 5 pm PST/8 pm EST Bridge line: (605) 475-4800 Access Code: 795697# On this call, I’ll reveal the basic three-step formula for creating wealth, as well as six other essential keys for women who want to create more abundance and reverse beliefs and attitudes that sabotage their success. You’ll discover : Simple things you can do right now to alleviate financial stress The biggest key to creating abundance in your life Why affirmations and the law of attraction don’t work How emotions can feed abundance and scarcity thinking The most common beliefs that hold us back from playing a bigger game Creating a healthy relationship with money and more tips or mini-coaching call-ins as time allows! Can’t make the call? No worries.…

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Common Misconceptions Women Have About Money and Prosperity (an interview excerpt)

Kate Phillips — Wed, 17 Feb 2010 09:12:21 +0000

I am delighted to say that I’ve said “Yes” to being a “Soulcare Provider” for Rachelle Mee Chapman’s Flock…“a nesting place for restless souls.” Rachelle’s eclectic background, theological education, creative bent, and talent for integrating diverse ideas and practices have made her internationally known as “the Urban Abbess.” Flock is an innovative website that offers spiritual direction and soul-nurturing advice to a growing online community of women (so far) who are discovering their unique spiritual paths. I’m part of a team of coaches, counselors and experts, and delighted to be the “financial healer” in the mix. Rachelle interviewed me for her Magpie-Girl blog, asking “What are the common misconceptions women have about money and prosperity?” Click here to read my answer at Magpie-Girl…. I am delighted to say that I’ve said “Yes” to being a “Soulcare Provider” for Rachelle Mee Chapman’s Flock…“a nesting place for restless souls.” Rachelle’s eclectic background, theological education, creative bent, and talent for integrating diverse ideas and practices have made her internationally known as “the Urban Abbess.” Flock is an innovative website that offers spiritual direction and soul-nurturing advice to a growing online community of women (so far) who are discovering their unique spiritual paths. I’m part of a team of coaches, counselors and experts, and delighted to be the “financial healer” in the mix. Rachelle interviewed me for her Magpie-Girl blog, asking “What are the common misconceptions women have about money and prosperity?” Click here to read my answer at Magpie-Girl….

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Why We Don’t Reach Our Goals and Keep Our Resolutions

Kate Phillips — Sun, 31 Jan 2010 08:17:51 +0000

If the gap between your dreams and reality is a bit large for comfort, then take an honest look at how you are approaching your goals, intentions and resolutions. See if you’re making any of these fatal mistakes.

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“Too Busy” and the Sufficiency of Time

Kate Phillips — Sun, 11 Oct 2009 00:04:41 +0000

What a round with "the crud" is teaching me about time, scarity, and sufficiency.

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Waiting for a Viral Outbreak of Common Sense

Kate Phillips — Mon, 14 Sep 2009 11:45:06 +0000

A commen sense prescription for the swine flu epidemic.

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The Price is Right

Kate Phillips — Tue, 30 Jun 2009 17:07:25 +0000

Are you undercharging your clients? Prevent regret and resentment by pricing strategically, not out of fear and scarcity.

The post The Price is Right first appeared on Total Wealth.

What Flavor of Pie are You?

Kate Phillips — Fri, 12 Jun 2009 14:13:26 +0000

I've heard it said we are Spiritual Beings having a Physical Experience. Perhaps we are also (at times) Abundant Beings having an Experience of Scarcity! Tips on how to wake up from "The Trance of Scarcity."

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Why the Law of Attraction Doesn’t Always Work

Kate Phillips — Tue, 12 May 2009 10:58:04 +0000

The secret to The Secret: How to make the law of attraction work, and why the law of attraction doesn't always seem to work. A look at the Law of Attraction, the Law of Alignment, and the voices inside our heads.

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Winter Contemplation #1 (or, how to get unfrozen)

Kate Phillips — Mon, 16 Mar 2009 11:58:33 +0000

I live by Lake Marcel, poised between the Snoqualmie Valley and the Cascade foothills, between the towns of Carnation and Duvall (east of Seattle). It is peaceful, idyllic. It looks like the kind of place you’d go to visit your financially-secure retired relatives in their second home… nestled between tall fir trees, near the community beach. Part of my daily routine is to walk around the lake, weather allowing. I walk to stretch my legs, clear my mind, and… to listen. Sometimes, I hear Spirit speaking in Nature – perhaps through a bird or a tree, and often, through a living metaphor. Oftentimes, the answers to the very questions I have been pondering are to be found in Creation – in Universal, Natural Law, clearly observable in the physical world. (For those who have ears to hear and eyes to see…) As I’m writing my eBook on “Overcoming Financial Stress,” I’m thinking of how I manage and overcome financial stress – or any stress – in my own life. (Opt in to the right if you’d like a copy… it will be finished soon.) “Stress” is fundamentally a fear-based reaction. It’s a fear-based reaction to the past: we’re afraid we’ve made terrible mistakes that we should feel regret over; and a fear-based reaction to the future: we may have food, shelter, and love today, but surely it will disappear tomorrow! And who would we BE without the income, the home, or the “stuff” we’ve come to identify ourselves with? And perhaps things aren’t so great in the present. Perhaps we are confronted with uncomfortable challenges and find ourselves clinging to a past that no longer exists, discovering change the only constant. If only tomorrow were guaranteed to be like yesterday, if only we could predict it, manage it, control it! A natural reaction to change, challenge, and fear is to “freeze.” When we encounter a bear (or a large barking…

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In the News and on TV!

Kate Phillips — Wed, 04 Mar 2009 11:23:34 +0000

A Multi-Millionaire’s Advice on a Spending Plan Tim Robinson with King5/KongTV (NBC affiliate) interviewed me about some Tips for Financial Health. Check out the video! It was really interesting to see how things get chopped and edited down(logically and necessarily, because they are NOT going to run the whole 20 minute interview! Not even mass murders get that much time!) I love to “give credit where credit is due,” and I must say (as I did in the interview, but it was edited out!) – the “Play Fund” suggestion is one I got from T. Harv Eker, creator of the Millionaire Mind Intensive. Harv recommends dividing your discretionary income equally among several categories, such as: A Give Fund for your favorite church, charities or other organizations or causes that you wish to support. A Financial Freedom Account of money that you invest until you are Financially Free. An Education Fund to support your own learning and growth. This could be college, personal development courses, or, as Harv hopes, Peak Potentials business and self-improvement courses! A Savings for Spending Account in which you save up for special purchases or perhaps a down payment on a home. A Play Fund, that you get to spend on WHATEVER YOU WANT without ANY guilt! The Rest goes to pay your Necessities: your mortgage or rent, your food and gas, your insurance, bills and other necessities. The goal is to increase your income until your Necessities are only 50% of your income (or less!) The Key with the Play Fund is to work it into your whole Spending Plan. It is not unconcious, compulsive “spending binge” money – you’ve planned for it and budgeted for it! It is simply money that you have “planned” to spend on… whatever you like! Healthy Spending is like Healthy Eating! A healthy Spending Plan is very…

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